Tuesday, June 9, 2009

Product Recalls – How Can You Keep Up?

The Consumer Product Safety Commission will point to the growing number of product recalls and tell you that their system of oversight is working. But consumer compliance with recalls is often as low as 15%. Are people just not getting the message? Is it just too much of a hassle?

There are lots of reasons; many recall notices are low tech and require the consumer to discover the recall on their own, some recalls require the consumer to disassemble the product and ship it back and let’s face it, few people will go to that trouble for a large item. Of course many products are bought used at yard sales and on ebay and those consumers have no connection with the manufacturer so they will never be notified of a recall.

Recent changes signed into law by President Bush will help this problem a bit but really more steps are needed. Much of the manufacturing rules are voluntary and the ways that the manufacturer is required to notify the consumer is often not efficient. So what can you do to protect yourself and your family from using a dangerous or defective product?

Well one way is to check the recalls yourself. You can sign up for automatic alerts from the Consumer Product Safety Commission by going to www.cpsc.gov. Another site that has a broad range of recalled product is www.recalls.com. If you suspect a specific product of having a recall posted, you can visit the retailer or the manufacturer’s web site for this information.

At Clinard Insurance Group in Winston Salem, NC, we want all consumers to be informed and safe. There are hidden dangers in every insurance policy that you purchase as well. Insurance is not a do it yourself product, please get help from a licensed professional agent. If we can be of any help to you with any of your insurance policies from car insurance to home insurance or life insurance or business insurance, please call our office toll free at 877-687-7557 or visit us on the web at http://www.ClinardInsurance.com.


The source information for this article was pulled from http://www.insuranceanswerguy.com

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