For parents of teenagers nearing driving age, there should
be great comfort in the report released last week by the Insurance Institute for Highway Safety and
Highway Loss Data Institute. The results
of this study indicate a very positive step forward for nervous parents. This report, which studied the time frame
from 1996 through 2010 indicates a dramatic drop in automobile accident death
rates for teen drivers of all ages.
The drop in fatality rates for teen drivers over the past 15
years can be directly attributed to tougher licensing restrictions by many of
the states. Teens are having to wait
longer to become eligible for a license and are also being required to show
that they have received more practice driving with a supervisor as well. As you would imagine, this report proves
that states with the toughest graduated licensing rules have experienced the
greatest drop in teen driver fatalities.
Here in NC we have pretty stringent requirements both in terms of
licensing age and in terms of hours of practice required for a teen to be
eligible for a license. By contrast,
South Dakota allows a teen to obtain a license three months after his or her 14th
birthday. If that state were to increase
the driving age to 17, it is estimated that the state would see a 32% drop in
fatal crashes among young drivers.
The graduated licensing rules typically aim at 5 specific
areas of training or privilege. They are
the age at which a teenager can obtain a driving permit and start practicing
with a parent or other driving supervisor, the number of hours of driving
practice that must be completed before a teen is eligible, the age at which the
teen can test for and receive a license, the restrictions on night driving, and
the restrictions on passengers in their age group allowed in the car. North Carolina, for instance, has steadily
increased their restrictions in each of these categories over the past decade.
The numbers from this report are very encouraging. The death rate fell for each age group
studied. 16 year old drivers had a drop
of 68% in fatalities. 17 year old
drivers had a 59% decrease while 18 year olds had a 52% decrease. Even
19 year old drivers show a positive change as well with the death rate for 19
year olds dropping by 47%.
While this is great news there is some bad news on the
horizon. The preliminary data from the first 6 months
of 2011 shows an increase in fatalities for 16 and 17 year old drivers of
11%. Teen driver fatality data is
subject to some temporary swings so this may be a blip on the radar or it may
be a trend indicating that fatalities are once again on the rise. The widespread use of smart phones and
texting by teen drivers may be playing a role in this disturbing new upward
trend in deaths.
Clinard Insurance
Group, located in Winston Salem NC has made it a part of our mission for
many years to help parents of teen drivers with training tools, information,
and exceptionally low teen driver insurance rates for the new drivers in their
household. Please take a moment to check
out our
teen driver information web page.
There are some free tools there that might help you save your child’s
life. If you have questions about the
NC graduated licensing program or about teen driver insurance, please feel free
to call us, toll free, at 877-687-7557.
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